Posts Tagged ‘Credit Scores’

The passing scene – links & comments 10/21/2015

October 21, 2015

The Secret to Winning the Nobel Peace Prize: Keep the U.S. military out by Rebecca Gordon for TomDispatch.

Tunisia was the one country where the Arab Spring movement succeeded.  Four Tunisian organizations devoted to human rights deservedly won the latest Nobel Peace Prize.

Tunisia was the one country in which the U.S. government did not interfere, either militarily or politically, and it is the one country where the Arab Spring movement resulted in a stable, democratic government.

Rebecca Gordon, after reviewing U.S. policy in Egypt, Yemen, Libya, Bahrain and Syria, concludes that this is not a coincidence.  There’s a lesson to be learned here.

Obama Just Signed a Blank Check for Endless War in Afghanistan by John Nichols for The Nation.

Rep. Barbara Lee

Rep. Barbara Lee

Rep. Barbara Lee, a California Democrat, says it’s time to repeal the open-ended 2001 Authorization to Use Military Force and have Congress decide whether to continue military intervention in Afghanistan and other countries.

How Credit Scores Treat People Like Numbers by Frank Pasquale for The Atlantic.

I commented on how Chinese credit card companies and maybe the Chinese government are linking all kinds of human behaviors to credit scores, and how this can be a subtle means of suppressing nonconformity.  Well, it seems the same thing is going on in the United States—maybe not with that conscious intent, but with the same result.

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China tests using credit scores for social control

October 12, 2015

Chinacredit1433817334738_646Source: China Daily.

Chinese authorities are experimenting with a new method of social control.

It is a credit score generated by Big Data methods that evaluates not only a person’s financial record, but everything that could throw light on their moral character, including associations and lifestyle choices.

A good credit score would give a person not only certain privileges, but prestige.  Conformity would be induced not through threats and punishments, but through positive reinforcement.

Last year the Chinese government announced it is working on something called a “social credit system” to enhance “sincerity discipline” in government, commerce and society in general, which is scheduled to be launched in 2020.

More recently a Chinese credit card company started testing a credit rating system that will use social media to gather information not only on people’s finances, but their hobbies, shopping habits, overall lifestyle and interactions with friends.

Based on that, the person will be given a rating of between 350 to 950 that not only determine their access to credit, but other privileges as well.

Some analysts think the two systems will come together to produce a system of total Orwellian surveillance, a kind of incentive-based totalitarianism.

Every aspect of a Chinese person’s life, including political opinions and friendships, would be fed into the system, which would produce a numerical score based on an algorithm.   That score in turn would be the basis for rewards and punishments that would shape the person’s whole life.

Now this is speculative.   I don’t know that the Chinese government actually has this in mind.

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